We’re the credit card processing experts

Most of us have heard of BYOB, a popular acronym for Bring Your Own Bottle. The big new thing in the credit card processing arena appears to be BYOD – Bring Your Own Device. .....read-more

What happens if the credit or debit card from one of your customers is declined or flagged for pick up during a purchase? .....read-more

Remember the public service announcements of the 1970s and ’80s asking parents, “Do you know where your children are?” As a business owner in today’s dangerous business environment, you should be asking yourself, “Do I know where my customers’ data are?” .....read-more

I wrote recently about the proposed settlement to the anti-trust class-action lawsuit against Visa and MasterCard that has received the courts’ tentative approval (“Credit card surcharges: the good, the bad and the ugly…”). The proposed settlement has received a lot of media attention due to the size – over $6 billion – and the fact it allows merchants to surcharge consumers right away for using a particular credit card.  .....read-more

As of Sunday, January 27, 2013, merchants can for the first time elect to pass along the cost of processing a credit card transaction to the cardholder in the form a surcharge on the purchase price. This is a result of a recent class-action lawsuit settlement involving the major card brands (Visa and MasterCard).  .....read-more

What is happening to the look of credit and debit cards, and what do those design changes mean to retailers? .....read-more

I don’t know if the Mayan calendar (which appears to end abruptly later this year) indicates some impending disaster or not, but every business should have a detailed disaster plan in place in case something happens on 12/21/12 or any other time. .....read-more