Retailers Processing Network Blog

‘BYOD’ is the new thing, but is it a good thing?

Retailers Processing Network - Friday, April 19, 2013

Most of us have heard of BYOB, a popular acronym for Bring Your Own Bottle. The big new thing in the credit card processing arena appears to be BYOD – Bring Your Own Device.

What if you get a Card Declined or Pick Up Card message?

Retailers Processing Network - Friday, April 12, 2013

What happens if the credit or debit card from one of your customers is declined or flagged for pick up during a purchase?

Do you know where your customers’ data are?

Retailers Processing Network - Friday, March 22, 2013

Remember the public service announcements of the 1970s and ’80s asking parents, “Do you know where your children are?” As a business owner in today’s dangerous business environment, you should be asking yourself, “Do I know where my customers’ data are?”

More on the Visa-MasterCard settlement and how it affects you…

Retailers Processing Network - Friday, February 15, 2013

I wrote recently about the proposed settlement to the anti-trust class-action lawsuit against Visa and MasterCard that has received the courts’ tentative approval (“Credit card surcharges: the good, the bad and the ugly…”). The proposed settlement has received a lot of media attention due to the size – over $6 billion – and the fact it allows merchants to surcharge consumers right away for using a particular credit card.

Credit card surcharges: the good, the bad and the ugly…

Retailers Processing Network - Monday, January 28, 2013

As of Sunday, January 27, 2013, merchants can for the first time elect to pass along the cost of processing a credit card transaction to the cardholder in the form a surcharge on the purchase price. This is a result of a recent class-action lawsuit settlement involving the major card brands (Visa and MasterCard).

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